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ACA Marketplace

Health insurance
with government subsidies

A health insurance plan with the option to receive a government subsidy that lowers your monthly premium. The amount of support depends on your income level, state of residence, and household size

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Who it is for

Cost or terms are not a fit

You have employer coverage, but its cost or terms are inconvenient for your current budget and needs

No employer coverage

Health insurance is not provided by your employer, or you are looking for coverage on your own

Recent move

You recently moved to another state or country and need to enroll in health insurance again

Financial constraints

Your income has temporarily dropped or changed, and it is important to factor that in when choosing health insurance

How it works

Registration

You complete a questionnaire to understand which health insurance options are available to you and whether you may qualify for government assistance

Selection

We verify your information, answer your questions, and then compile a list of the best offers from insurance carriers

Enrollment

You review and choose the plan that works best for you, and we enroll you. Documents will be sent to the address you provide in the application

Coverage benefits

01
Averon
Budget protection

Avoid unexpected bills for thousands of dollars and limit your out-of-pocket spending on care

02
Averon
Accessibility

See a doctor when you truly need to, without delaying treatment because of cost

03
Averon
Savings on services

Medical care at negotiated insurance carrier rates, which costs less than paying without coverage

04
Averon
Time savings

Doctors, tests, and treatment without long searches or organizational hassles

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Ongoing support

Reminders about payments and important dates

Consultations and answers to your questions

Help with renewals and plan changes

Frequently Asked Questions

It is a program designed to make health insurance more affordable for families with low and moderate incomes. The amount of financial assistance from the government depends on your state of residence, household income, and other factors.

No, government assistance is not available to everyone. Eligibility depends on income, household size, state of residence, and other conditions. That is why the same insurance plan can cost different amounts for different people. You can find out whether you qualify for government assistance by starting the enrollment process with us.

The price depends on your situation and the plan you choose. Cost is affected by age, place of residence, how many people need coverage, and whether you qualify for financial assistance. A precise price appears only after basic information is known and a specific plan is selected.

There is a period each year when almost anyone who meets the program requirements can enroll — it is called the open enrollment period and runs from November 1 to January 15. At other times, enrollment is possible only with certain life changes, such as moving, losing other coverage, or changes in your household. Eligibility therefore depends on your situation.

Health insurance with government subsidies (ACA Marketplace) is health insurance from an insurance carrier that may be partially paid by the government. The public medical assistance program (Medicaid) is a government social program available only to people who meet strict criteria, most often based on income. These options do not replace each other and are intended for different situations.

That happens to many people. It is important to provide the most realistic income estimate and update your information if your situation changes significantly. The amount of financial assistance may depend on income. If information is not updated, unexpected adjustments may occur later.

More health insurance options

Off-Exchange

Directly from
insurance carriers

Individual health plans arranged directly with insurance carriers

Medicare

Program for
seniors

Health insurance for people over 65 and certain categories based on health status

Medicaid

Public medical assistance program

A government assistance program for people with limited income and resources