Accidents
Insurance that pays cash benefits for injuries and accidents, such as fractures, burns, or urgent care visits. The payout helps cover related expenses that remain your responsibility even when you have health insurance
Who it is for
Active lifestyle
You lead an active lifestyle or play sports
Injury risk
There is a risk of injuries, falls, or accidents
Major expenses
It is important to receive money for related expenses when injuries occur
Fast payouts
You need a quick payout independent of your primary insurance
How it works
Registration
You provide basic information about yourself and your coverage needs
Selection
We select plans with benefit levels that match your situation
Enrollment
After you approve a plan, we enroll you and send the documents
Coverage benefits
Averon
Fast payout
Benefits are paid directly to you when a covered event occurs
Averon
Financial cushion
Helps cover copays, transportation, and other related expenses
Averon
Independent of health insurance
Benefits are available regardless of your primary health policy
Averon
Support when it matters
Financial help exactly when you need it
Ongoing support
Reminders about payments and important dates
Consultations and answers to your questions
Help with renewals and plan changes
Frequently Asked Questions
Accident insurance does not pay medical providers directly. Instead, it pays a fixed cash benefit for injuries and accidents covered by the policy. You receive the money and can use it as you choose. Health insurance pays for medical services — doctor visits, treatment, tests, and hospital stays — according to plan rules, including deductibles and copays.
Injuries and accidents such as fractures, burns, bruises, and emergency care visits. The exact list depends on policy terms.
The benefit is paid directly to you after the covered event is confirmed, in a fixed amount according to plan rules.
No, accident insurance payouts do not depend on whether you have health insurance or what type you have.
Any expenses: treatment, transportation, copays, lost income, or everyday needs.
Yes, these policies are often purchased for children and active family members.
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More insurance options
Dental care
Covers essential dental services not included in basic health insurance
Vision care
Helps pay for eye exams, glasses, and contact lenses
Hospitalization
Pays a fixed amount upon hospitalization for any related expenses