Hospitalization
Insurance with a fixed benefit paid directly to you upon hospitalization, which can be used for any expenses: deductibles, copays, transportation, care, or lost income. Suitable if you want a financial cushion in case of inpatient care
Who it is for
Hospitalization risk
It is important to be prepared for inpatient treatment
High out-of-pocket costs
You are concerned about large personal expenses during hospitalization
Income support
You need to offset related costs or temporary loss of income
Policy supplement
You want to strengthen your primary health insurance with additional benefit payments
How it works
Registration
You provide basic information about yourself and your coverage needs
Selection
We select plans with benefit levels suited to your situation
Enrollment
After you approve a plan, we enroll you and send the documents
Coverage benefits
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Fixed benefit payments
A known benefit amount upon hospitalization
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Freedom to use funds
Money can be spent on any related expenses
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Reduced financial strain
Helps cover deductibles, copays, and everyday costs
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Enhanced protection
Supplements primary health insurance during inpatient care
Ongoing support
Reminders about payments and important dates
Consultations and answers to your questions
Help with renewals and plan changes
Frequently Asked Questions
Hospital indemnity insurance does not replace health insurance and does not pay for treatment directly. It pays a fixed amount when you are hospitalized or receive inpatient care. Those funds cover related expenses that remain your responsibility even with a health policy. Health insurance covers medical services but often comes with significant out-of-pocket costs. Hospital indemnity helps reduce that financial burden by supplementing your primary coverage.
Upon hospitalization or inpatient stay, according to the terms of the plan you choose.
No, it is supplemental insurance that adds to your primary health policy.
Any expenses: deductibles, copays, care, transportation, or temporary loss of income.
Yes, the benefit amount is known in advance and specified in the policy terms.
Yes, hospital indemnity is most often purchased to strengthen existing health coverage.
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